Did you just get your license? If you’re a new driver, you want to be prepared as you hit the road. After all, even when you’re careful, you can find yourself in a car accident.
Knowing how to respond if you’re involved in a crash can help you navigate the situation with less stress. Stay with us as we unpack what every new driver should know about handling a car accident.
Take a Deep Breath
Even the most seasoned driver will feel rattled by an accident. But if you’re a high school student or closing in on graduation, an accident can feel particularly traumatizing.
First, take a deep breath to get your nerves in check. Make sure that you and any passengers in your car are safe before doing anything else.
If you do have injured passengers, call emergency services immediately. If possible, move your car to the side of the road so it’s not obstructing traffic. Otherwise, stay put until the police or ambulances show up at the scene.
Contact the Police
Always reach out to the police following an accident, even if it’s a minor fender bender. In fact, you may be required in scenarios where there are serious injuries or lots of damage.
When an officer arrives, they’ll collect information to put together a police report. While it may feel tedious trying to recount details, it’s important to create an accurate report. If you file a claim later with the insurance company, you’ll need this report as part of your evidence.
Be careful with your words when you’re talking to police, as well. Don’t speculate on what caused the crash, like distracted driving or failing to yield. Instead, only state facts that you experienced or observed.
Seek Legal Help
When you’re a new driver, dealing with insurance claims and other fallout from an accident can be confusing. It helps to have a reputable legal team at your side.
It’s also smart to go with a local team that knows the courts and likely outcomes. If you’re in Colorado, for example, contact https://www.cghlawfirm.com/practice-areas/car-accidents/. You’ll gain access to seasoned attorneys who can advocate for your needs.
Good attorneys can take the lead on communicating with insurance. They’ll also coordinate witnesses and evidence so you have the strongest case possible.
Capture Photos of the Accident
As part of your preparations for insurance claims or other legal matters, take photos of the accident scene. Get images of the damage, as well as road or weather conditions. Slick roads or inadequate signage are important details to capture as evidence.
If there are injuries, gather pictures of those, as well. And write down any observations or notes about the moments leading up to the crash. Even if you’re not sure the details are relevant, it’s always better to get them on paper before you forget them.
Contact Your Insurance Company
Once you’re able, be sure to talk with your insurance company. You should be able to do this at any time of day. During the call, you may be directed to a website where you can upload photos or a police report, as well.
Always report only what happened, not what you think happened. You may want to talk with your attorney before the call, or ask them for suggestions about what to say. Remember that you don’t want to overstate your involvement or assume guilt.
Be Prepared as a New Driver
Don’t be caught off guard by accidents as a new driver. Stay calm, contact emergency services, and reach out to the police. Partner with a good local attorney and document the scene.
When you’re diligent about reporting the accident and following the right steps, you can keep your composure and move forward after an accident.
